The Biggest Misconceptions About Financial Planning with Fiduciary Advisor Jason Pereira
The Biggest Misconceptions About Financial Planning with Fiduciary Advisor Jason Pereira

The most common myth about financial advisors? That they’re required to work in your best interest. In this episode, fiduciary advisor Jason Pereira helps us break down the difference between a financial advisor and a fiduciary advisor. You'll learn what financial planning looks like beyond investing, the risks of relying on AI for financial advice, and how he's fighting for more transparency and accountability in the industry. Topics discussed: Introduction (00:00) Jason’s early interest in finance (01:42) How his view of entrepreneurship changed (04:13) The truth about financial advisors and fiduciary duty (05:07) What most people misunderstand about financial planning (10:24) Why pricing models shouldn’t be one-size-fits-all (11:42) The positive and negative impact of AI on the industry (15:16) Why advisors should embrace digital intimacy (20:29) Work boundaries that protect your family life (22:56) What brought you JOY today? (25:41) 🛎️ Subscribe so you never miss an update → https://mitlin.us/YouTubeSub Bringing JOY to Your Money Journey® Schedule a free 15-minute intro call https://mitlin.us/SpeakwithMitlin to see if we can help bring more JOY to your money journey. Resources: Sending your child to college will always be emotional but are you financially ready? Take the College Readiness Quiz for Parents: https://www.mitlinfinancial.com/colle... Doing your taxes might not be enJOYable but being more organized can make the process less painful. Get Your Gathering Your Tax Documents Checklist: https://www.mitlinfinancial.com/wp-co... Will you be able to enJOY the Retirement you envision? Take the Retirement Ready Quiz: https://www.mitlinfinancial.com/retir... Connect with Larry Sprung: LinkedIn:   / lawrencesprung   Instagram:   / larry_sprung   Facebook:   / lawrencedsprung   X (Twitter): https://x.com/Lawrence_Sprung Connect with Jason Pereira: X (Twitter): https://x.com/jasonpereira/ LinkedIn:   / pereirajm   Facebook:   / jason.pereira   Instagram:   / jasonmpereira   TikTok:   / jason.m.pereira   Bluesky: https://bsky.app/profile/jasonpereira... Threads: https://www.threads.com/@jasonmpereira Website: https://jasonpereira.ca/ Woodgate Financial: https://www.woodgate.com/ About Our Guest: Jason Pereira MBA CFA CFP (Can & US) RFP TEP FP Canada Fellow is a well-known and accomplished financial planner and industry advocate. He is also recognized as one of the leading financial advisor industry thought leaders and speakers on various financial advisor technology-related topics, including digital transformation and practice management, digital engagement, and artificial intelligence. He serves as an advisor to several Advisor Technology startups, consults on issues surrounding digital transformation, and is the host of the Fintech Impact Podcast, where he has interviewed over 400 fintech founders, executives, and thought leaders in the space. Disclosure: Guests on the Mitlin Money Mindset are not affiliated with CWM, LLC, and opinions expressed herein may not be representative of CWM, LLC. CWM, LLC is not responsible for the guest's content linked on this site.

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Guest AppearancesJason Pereirafintech, Financial Planning
The WealthStack Podcast: Jason Pereira’s Unfiltered Take on 2025 Wealthtech Wins and Wipeouts
The WealthStack Podcast: Jason Pereira’s Unfiltered Take on 2025 Wealthtech Wins and Wipeouts

Technology promises speed and clarity, yet frustration keeps showing up instead. Many firms buy tools expecting instant results, only to find the real challenges start after launch.

In this episode of The WealthStack Podcast, host Shannon Rosic speaks with Jason Pereira, senior partner and financial planner at Woodgate Financial, about what actually broke in wealthtech adoption this year. They unpack why most failures are human, not technical, how unrealistic expectations derail implementation and why AI often complicates workflows before helping. 

They also explore where AI truly adds value, why surface-level integrations fall short, and what advisors should focus on before buying the next shiny tool.

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Guest AppearancesJason Pereirafintech
The Wealthy Barber Podcast: The Evolution of Financial Advice in Canada
The Wealthy Barber Podcast: The Evolution of Financial Advice in Canada

Our guest this episode is Jason Pereira (‪@jasonperieraFP‬) — Senior Partner & Financial Planner at Woodgate Financial and one of Canada’s most prolific voices in the financial planning industry. Jason has spent over two decades immersed in the world of financial planning — earning nine professional designations, contributing to hundreds of articles and podcasts and becoming a trusted expert on everything from practice management to fintech to insurance strategy. In this wide-ranging conversation, Dave and Jason explore the evolution of financial advice in Canada including how it compares globally, why many Canadians still have blind trust in big institutions and what younger advisors are doing differently. They also dig into some of the thorniest financial planning topics: over- and under-insurance, capital gains at death, intergenerational wealth transfers, life insurance for children, rental real estate in 2025 and much, much more. Jason doesn’t hold back — sharing candid insights on the gaps in Canada’s advisory landscape and how consumers can better navigate the system. Whether you’re a new investor or just someone trying to make smart decisions with your money, this episode is packed with thought-provoking ideas and practical takeaways. Available now on our website, YouTube, Apple Podcasts, Spotify, or wherever you get your podcasts!

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Guest AppearancesJason PereiraFinancial Planning
Augmented Humanity
Augmented Humanity

Two visions for AI are competing for the minds of wealth advisors. In the first, AI accelerates the digitization of countless tasks, freeing time and resources to scale based on elevated client-to-advisor ratios and advisor replacement through process automation. By contrast, the second vision recognizes the actual history of our industry, one in which each technological advance has resulted in more advisors servicing fewer clients in more comprehensive ways. In this alternative vision, success banks less on efficiency and more on effectiveness. In this session, attendees can expect to walk away with a greater understanding of how AI's strengths and limitations create the opportunity for more effective and valuable client-to-advisor relationships through deeper human understanding.

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Guest AppearancesJason PereiraFinancial Planning